Excluding cash-based living expenses, Maryland households pay the fifth-largest bills in the nation for various items such as mortgages, insurance, and electric bills, while Virginia ranked 12th.Online bill management service provider Doxo recently released the 2025 Cost of Bills Index (COBI) report based on various bills such as mortgages, rent, auto loans, electric and heating utilities, insurance, cable TV, phone, and internet.
According to the report, Maryland ranked fifth in the nation with an average monthly bill of $2,505. This is three spots higher than last year’s eighth place. The COBI index recorded 122, which is 22% more than the national average.
Virginia households paid an average of $2,223 per month, ranking 12th in the nation. The state with the largest monthly bill in the country was California, at $2,854, followed by Hawaii ($2,712), New Jersey ($2,621), and Massachusetts ($2,614). The state with the smallest average monthly bill was West Virginia, at $1,149, 44 percent below the national average.
Next came Mississippi ($1,502), Oklahoma ($1,543), and Arkansas ($1,539). Meanwhile, the cities with the largest monthly household bills across the nation were San Jose ($3,523), New York ($3,365), San Francisco ($3,272), San Diego ($3,185), and Boston ($3,162). The Washington area ranked 7th nationwide with $2,856, and Baltimore ranked 21st nationwide with $2,242.